Support Home Borrower Eligibility Am I eligible to apply for a loan? To qualify for DreamSpring Boost loan, borrowers must: 1) have a U.S residential … Who can apply? Any individual who meets the minimum eligibility requirements (see Am I eligible … Why was I disqualified? To find out why we were unable to offer you a loan at this time, you can log into… Can DreamSpring make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requiremen… Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. Since this is a unsecure… What are the minimum credit requirements to receive a loan? Borrowers on Upstart must have a minimum FICO or Vantage score of 550 as reported… What is a FICO Score? A FICO (Fair Isaac Corporation) credit score is a grade used to help people make … What subsequent events may disqualify DreamSpring my loan application? Your loan application may be disqualified even after you receive an approval if c…