How do I verify my bank account with small deposits?

Once you have selected the “Two small deposits” verification method and entered your bank account number and bank routing number, we will make two small deposits, each less than $1, into your bank account. This process can take 2-3 days.

You will see 2 deposits under $1 each from Upstart, a company DreamSpring partners with for your loan process, on your statement. Once you see those, login to your application at to verify these deposit amounts. The deposits will be withdrawn within a couple days; however, you’ll still see the deposit amounts on your statement.

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